There is no need to worry too much about the decline of the fund. Adding positions is a better way to operate. Adding positions in the process of decline reduces the cost of investors. The same fund buys more fund shares and gains more when the fund rises.
When the fund falls, it can cover the position in batches. Investors can set target positions. If the fund falls by 10%, start to increase the position by one third, then reduce the position by 10% for the second time, and so on. When the fund starts to rise, it will stop to add positions.
First, the method of covering positions according to the scope of losses.
That is to use the proportion of the original position to make up the position.
This method needs to combine the long-term income of the fund, the amplitude of the fund and the comprehensive analysis of the fund manager. If the long-term income is good, the range is large, and the fund manager's own performance is excellent, then the position can be covered according to the loss range.
Second, the batch replenishment method
That is to say, set a decline, divide the funds for jiacang into several shares on average, and add a position for each decline. If this method encounters a continuous or phased decline in the market, the profit of jiacang is the highest. If there is no opportunity to add positions, the relative income will be reduced.
For example, let's assume a decline of 10%, which adds up to 3,000 yuan, divided into three parts on average, and each part is 1 0,000 yuan; For every decrease of 10%, it will increase by 1000 yuan;
Then reduce 10% and add 1000 yuan; Fall again, add again, until the funds are completed, waiting for the market to rebound.
Third, the grid filling method
That is to say, directly follow the way of buying down.
However, this method is more suitable for interval fluctuation. This method is not recommended if the market encounters a long-term bear market and a unilateral downward trend.
There are three points to note when using this method:
First, make a good judgment in advance, the fund is not at the top or at the bottom;
Second, the volatility of the fund must be good;
Third, avoid trading in the sun, consume too much handling fees, and the gap in grid establishment should not be too small;
Fourth, increase investment with extreme speed deviation.
That is to say, at the same time of ordinary fixed investment, the daily net value of the fund is judged, and only when the net value of the fund quickly deviates from the average cost will the investment be increased.
Five, pyramid filling method
That is, the principal in hand is divided into four parts according to the ratio of 1:2:3:4, and then the corresponding increase or decrease degree is set. Finally, buy funds in batches according to the ups and downs. This method can prevent most funds from buying at a high level and can effectively dilute their own costs.