When a novice buys a fund, he must first consider the old fund. The information of the new fund is incomplete, and Xiaobai, who just entered the market, is not particularly familiar with the fund manager. Rushing to follow up is gambling.

For mature fund investors, the difference between old and new funds is not particularly big, and our ultimate goal is to make a profit. The way to judge whether a fund can continue to make profits is not only the difference between new and old funds, but also the new fund will become an old fund, and the old fund will become a "new fund" if the fund manager is changed.

The issuance of new funds will generally go through five stages: filing and examination, starting to raise funds, ending raising funds, fund establishment and open subscription. After the establishment of the new foundation, it enters the opening period, and the opening time is generally around 1-3 months.

Extended data

After the establishment of the new fund, there is a closed period of no more than 3 months, during which it is not possible to purchase and redeem, while the old fund can be redeemed at any time on non-holidays, and T+ 1 is received.

If there are liquidity requirements for the fund, the second investment suggests that novices buy the old fund. The three-month closure period of the new fund will test the patience of investors, and even in extreme cases, it will not be redeemed in advance. In terms of liquidity, the old fund is definitely better than the new fund.

China Com- the new fund opened a position at the bottom and ran into the market.