You can make a fixed investment. You can understand the CSI 5 Index as a kind of index fund.
for those small partners who like long-term fixed investment, they will like index funds very much. For example, we often mention the CSI 3 and CSI 5, and some people will also consider voting for CSI 5. But in any case, such index funds are very suitable for long-term value investors, and there will be a certain proportion in my personal actual investment operation.
let me talk about the basic concept of CSI 5 index first.
You can understand the CSI 5 Index as an aggregate of the top 5 stocks except the top 3 stocks in terms of market value and operating volume. At present, there are about 3, to 4, stocks in the A-share market. CSI 5 Index is an index that collects the top stocks and tracks the stock index. If you want to invest in the CSI 5 Index Fund, the mainstream fund companies on the market will launch related products.
the 5 index in the fixed investment is very stable.
if we lengthen the time line, the CSI 5 index funds will bring about 5%~1% investment income to investors after basically one year. Although everyone enters the market at a different time, if a person can hold it patiently, the fluctuation range of the fund is not as big as that of the stock, so it will slowly rise and the annualized comprehensive interest rate will be very good. If the market is good, the return on investment of CSI 5 index can even reach more than 1%.
you can choose a relatively underestimated period to participate in the fixed investment.
although the fixed investment does not choose absolute time, it will choose a big cycle. We rarely participate in fixed investment in a bull market, and we usually choose to enter the market gradually in the early stage of a bear market. The reason for this is also very simple. You can allocate positions at a lower cost. If you don't want to study the market too much, you can spread the cost by agreeing on the investment method.
To sum up, I hope my answer will be helpful to you, and you can leave me a message if you don't understand.