When you open a fund purchase certificate at ICBC, the account assets will not be frozen.

1. Opening a fund purchase certificate will not freeze the account assets. The content of the fund purchase certificate includes: the name of the fund purchased and still held by ICBC, fund shares, net value of fund unit shares (net value on the previous opening day when the credit certificate is issued), and other fund-related transactions.

2. Issuing a certificate of purchase of insurance will not freeze the account assets. The proof of insurance purchase includes: the type of insurance purchased from ICBC, the insured amount, the expiration date of the product, and other transactions related to the purchase of insurance. Limited to insurance products purchased by customers through the ICBC “Yinbaotong” system.