First, don't let? Short-term fluctuations? Give up? Long-term holding? .

Looking back at the history of A shares, although there are numerous fluctuations during the period, the long-term trend is upward, and the long-term investment income is not low. With what? Buying stocks is not as good as buying funds? Being recognized by more people shows that the long-term profitability of partial stock funds is more prominent. But there are still some guest officials who question it. How can I lose money when the fund is making money? ? Most of the reasons are because buying at the high point of the stage and selling at the low point of the stage, without persistence? Long-term holding? To the high point of the next stage.

Second, choose? Fixed investment? 、? Make up the position on dips? Ways to enhance the holding experience.

Is it a fixed investment or a bargain-hunting, right? Overcome sensibility with reason? The new investment method lays out more shares when the market is low, and once the market rises, it is easier to return to profit, which is better than the one-time holding experience. At the same time, fixed investment can also help you avoid the trouble of timing.

Third, use? Spare money? Invest and choose a fund with matching risk tolerance.

Please confirm whether the money is correct before you decide to invest. Spare money? If it is short-term money, short-term losses have to be redeemed, and the holding experience is poor. At the same time, choose a fund that matches your risk tolerance. Risk is directly proportional to income? If you want to get higher returns, you need to take corresponding risks. If the risk tolerance is matched and you choose a partial stock fund, you must accept this fluctuation. Investors who redeem short-term because of the decline may also miss out on long-term high returns.

We should take a long-term view. It is meaningless not to always stare at short-term ups and downs. Look, the long-term decline is just a drop in the bucket. As long as you are in this market, you can't escape from the top every time unless you stop playing. You can run away this time. Can you promise to run away next time? If it goes up too much, it will fall. This is a healthy state. To look at the ups and downs with a correct attitude, the stock market is not a place for you to lie down and make money. If you really feel uncomfortable, just lie flat and play dead first, and don't think about it every day.

The stock market is a zero-sum game, which means that some people make money and others lose money. Just like four people playing mahjong together, it is impossible for all four to win money in the end. So, still have peace of mind. If you want to speculate on the fund as a stock, you should do short-term. If you want to make money by speculation, don't buy funds. Buying a fund means giving the money to the fund manager to help you take care of it. What we have to do is to trust the fund manager we choose, and the fund must be held for a long time.

Many people know Zhu Shaoxing, whose rich country Tianhui 15 has increased by more than 20 times. But why do many people still buy this fund, without making much money or even losing a lot? Do you think there is something wrong with the fund manager? It's definitely not somebody else's problem that they 15 has increased 20 times, is it? Then why did they lose money? The fundamental reason is that they operate blindly and like to chase up and kill down. What fund managers may see is a few years later, while ordinary retail investors only like to chase after the recent rise. Human nature is to seek advantages and avoid disadvantages, and the stock market is anti-human. Therefore, if you want to get a certain income through the fund, you must be calm and don't chase after the ups and downs. If your risk appetite is low, you should allocate all bank wealth management or debt base and buy less stock funds.

On the football field, the striker is the closest position to success. Because as long as you can keep kicking the ball into your opponent's goal, fans all over the world will cheer for your name.

On the football field, the striker is also the closest position to failure. Because as long as you don't score a few goals, everyone will start to doubt your ability and state, including yourself.

Failure is like a person's shadow, whether it is thick or light, it always haunts people's minds all the time. Success and failure are like two sides of the same coin. If you want one side, you have to accept the other.

Those who can't afford to lose are not qualified to win. If you refuse to admit failure, you won't touch the success on the other side.

Last time I chatted with a friend, I said: Before recommending a person to buy a fund, we must first make clear three things.

1. The fund fluctuates greatly, and there is a risk of loss in the short term.

If you want to invest for a long time, it is normal not to make money for a year or two.

3. Reduce profit expectations.

The market goes up and down every day, and the fund is a high-risk and high-yield investment! High income itself is a return to bear market fluctuations.