1. What does the social insurance in the labor contract include?
1, social insurance mainly refers to basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance.
2. Endowment insurance: the unit pays 2 1% for you every month, and the employees pay 8%;
Medical insurance: the unit pays 9% for you and 2% for employees every month;
Unemployment insurance: the company pays 2% for you every month, and the employees pay1%;
Work-related injury insurance: the unit pays employees for you every month, without paying;
Maternity insurance: the unit pays employees for you every month, without payment;
The specific proportion will be slightly adjusted according to the regulations of provinces, autonomous regions and municipalities directly under the central government.
Second, don't you pay social security after signing a labor contract?
After signing a labor contract with the unit, the unit and employees must pay social security according to regulations.
According to the provisions of the Social Insurance Law, no matter whether the employer and the employee sign a written labor contract, as long as there is a labor relationship between them, they must pay social security according to the regulations. The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.
Social insurance is compulsory insurance required by the state. The state develops social insurance, establishes a social insurance system and a social insurance fund, so that workers can get help and enjoy insurance benefits in cases of old age, illness, work injury, unemployment and maternity. China's "Labor Law" and "Social Insurance Law" clearly stipulate that it is the legal obligation of the employer to pay social insurance for workers, which is obviously compulsory by the state, and the employer shall not refuse to undertake this legal obligation under any excuse or reason.
Third, what if the unit does not pay social security?
1. You can complain to the local social security bureau and local taxation bureau and seek administrative treatment.
2. If the Social Security Bureau doesn't handle the complaint or inaction, it can file an administrative lawsuit and sue the Social Security Bureau for handling the issue of paying social security. When making a complaint, you should write a written complaint, and copy the labor contract, brand and other materials to prove the labor relationship to the Social Security Bureau and the Local Taxation Bureau.
If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.
Social security, which we usually participate as individuals in our lives, is very different from employee social security. Generally speaking, the contribution coefficient of employee social security is higher than that of individuals. Moreover, the social security system is very comprehensive, which basically guarantees the economic pressure after we encounter various situations in our lives. For example, after participating in maternity insurance, the cost of having children in the future is basically borne by the insurance institution.