This product has low risk and relatively stable income, and is suitable for investors with conservative risk preference. In 23 years, China's consolidated income has been enhanced by adopting the medium-and long-term bond investment strategy, and the investment targets include fixed-income assets such as government bonds, local government bonds and corporate bonds. As of June 3, 221, the cumulative net value of China's consolidated income in 23 years was 1.1865 yuan, and the annualized rate of return was 4.68%. It should be noted that the yield of wealth management products will be affected by many factors such as market environment and economic situation, and investors need to choose according to their own risk preferences and investment objectives.