You bought a debt-based or stock-based high-risk fund. Most foundations charge a handling fee when you buy. If the redemption is less than 7 days or 30 days, they will also charge a handling fee. The rate is generally between 0.5- 1.5%. Different funds have different rates. I suggest you look at the rate of fund subscription and redemption before deciding whether to buy or not. Blindly buying may deduct some handling fees from your money when redeeming.