The valuation of A shares is in the bottom area, and the expected return of Yu 'ebao is getting lower and lower. Many friends are planning to buy a fund to test the water, and come and ask us how much money we can earn by buying a fund of 10000 yuan. In fact, this problem is not a simple calculation problem, because learning to take profit is one of the keys to making money.

Let's take three common types of funds as examples:

1. Monetary Fund

Monetary funds have the highest security, and the expected rate of return is naturally the lowest. The highest 7-day annualized expected rate of return is only 4.3%, and there is no guarantee that it will be so much forever.

If you buy a money fund of 10000 yuan, you can only earn 430 yuan a year.

2. Bond funds

Bond funds have higher expected returns than money funds, but of course the risks are higher and losses may occur.

The highest expected rate of return of bond funds in the past year is 9.26%, which means that funds can earn 926 yuan by buying 1 10,000 yuan, which is more than twice that of money funds.

3. Partial stock funds

The so-called partial stock fund is a fund that invests in stocks. Because of the volatility of stocks, the probability of partial stock funds losing money is also great. Especially since this year, A shares have been falling all the way, and most funds have suffered heavy losses.

Take China Merchants CSI Liquor Index Grading Fund as an example, its expected rate of return in the past year is -27.33%. That is to say, if you buy 1 10,000 yuan, you will not only lose 2,733 yuan.

But if you make a profit within a suitable range, the expected rate of return is also considerable. For example, if you buy 10000 yuan on April 20 18 and sell it on June 25, 20 18, you can earn 1445 yuan on * *.

Conclusion: As can be seen from the above examples, the expected returns of funds with different risk levels are different, basically following the principle that the higher the risk, the higher the expected returns, but this does not mean that the higher the risk, the more you will definitely earn, because the possibility of losses is greater. Only by judging according to one's own knowledge and quitting at the right time, can one get more expected returns than 10000 yuan fund 1400 yuan or even more.

Introduction: Is it true or false to buy 10000 fund and earn 300 a day?