The risk level r4 of the fund is medium-high risk. There is no guarantee that the principal will not be lost, the income fluctuates greatly, and the investment is easily affected by risk factors such as market fluctuations and changes in policies and regulations. For example, some common fund and stock investments belong to R4-level wealth management. Investors of R4 wealth management products usually have aggressive or above risk assessment level, and need certain anti-risk ability.

What does the fund risk level r4 mean?

If the risk level of wealth management products purchased by users belongs to R 1, the risk will definitely be lower than that of pure debt funds. Among many bank wealth management products, most R2 risk money funds are equivalent to money funds and belong to low-risk investment projects. Therefore, if users choose R-level pure debt funds and R2-level pure debt funds, the risk is higher than R2-level wealth management products. The investment threshold of bond funds is relatively low, with an initial investment of at least 10 yuan, while the threshold of bank wealth management products is relatively high, generally several thousand yuan or 10000 yuan. From this perspective, if users want to choose low-threshold investment, there is no doubt that it is best to choose bond funds.