The reason why fixed-income products suffer losses may be because: the underlying assets invested by the fund manager suffer losses. For example, the fund manager invests the assets in bonds. When the bonds default, the product will Loss; for another example, if investors use fund assets to invest in trading bonds or certificates of deposit, since the prices of bonds and certificates of deposit change, when the fund manager buys them at a high price and the price of the bond or certificate of deposit drops, then there may be short-term losses. Loss.

If investors lose money on fixed-income products, they can use the following methods:

1. Continue to hold. Generally, fixed-income financial products have a fixed period. If investors hold it until maturity, the probability of loss is small, but if they redeem it early, they may lose money at this stage. For example, seven-day fixed-income financial management means: a seven-day fixed-income financial management. If you withdraw it within seven days, you may have no profit or loss, but if you withdraw it after seven days, you will enjoy the fixed interest rate stipulated in the contract.

2. After the product loses money, do not redeem it immediately. You can cover the position when the product falls. This can reduce the cost, or obtain more shares at a low price, and wait for the product to rebound. You don't need to rise to the previous price to get your money back.