1. The employer's medical insurance payment base is the total wages paid by the employees of the unit, and the individual payment base is my salary income. The payment base of maternity insurance is consistent with employee medical insurance. When flexible employees and individual industrial and commercial households without employees participate in employee medical insurance, the payment base is based on the salary income declared by individuals.

2. The upper and lower limits of the payment base shall be approved according to the average monthly salary of employees in full-caliber urban units in Jiangmen last year. The upper limit is 2 1228 yuan and the lower limit is 4246 yuan.

3. During the period of receiving unemployment insurance benefits, if the unemployed participate in employee medical insurance in the place where the unemployment insurance relationship is located, the payment base will be determined according to the average monthly salary of employees in full-caliber urban units in Jiangmen City last year, which is 7076 yuan.

4, work-related disability was identified as a level 1 to level 4 disabled workers, in the disability allowance to participate in employee medical insurance, the payment base is based on the disability allowance for workers.

5. When the insured reaches the legal retirement age, he can choose to pay monthly or pay in one lump sum within the specified time. In this case, the payment base is also determined according to the average monthly salary of employees in full-caliber urban units in Jiangmen City last year, which is 7076 yuan.

Payment method of medical insurance in Jiangmen:

1, payment method of employee medical insurance (joint payment by units and individuals). Units and employees are responsible for paying medical insurance premiums (units and employees pay medical insurance premiums according to their respective proportions), and units generally pay through transfer channels.

2. Residents' medical insurance.

To sum up, the upper and lower limits of medical insurance payment base in Jiangmen City in 2024 have been clearly defined, and insured units and individuals should pay medical insurance according to these standards.

Legal basis:

Measures of Jiangmen Municipality on the Administration of Basic Medical Insurance

Article 10

The upper and lower limits of employee medical insurance payment base are determined according to 300% and 60% of the average monthly salary of employees in full-caliber urban units in Jiangmen City last year respectively.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.