These two questions are more difficult. Flexibility may still be risky. It seems that the suggestions are as follows:

1, the first question, your capital security has been locked by the second question. If you can't go to the bank, it is recommended to go to the cooperative housing contract for joint venture, and the project party will buy back the equity;

2. The second question can be signed by means of equity purchase to complete the control of the plot and agree on the transfer method, but the tax issue should be made clear.

At present, this is the only way.

Please give points ~ ~ ~