Hepatitis B patients are mainly insured by accident insurance, life insurance, serious illness insurance and medical insurance. The specific underwriting situation is as follows:

1. Accident insurance: Hepatitis B patients with basically normal working years are not restricted in taking out accident insurance and do not need health notification.

2. Life insurance: direct mistress has cirrhosis, and the liver function of the carriers of Sanyang and Hepatitis B is normal, so it is generally insured or insured.

3. Serious illness insurance: As long as the liver function is normal and pure hepatitis B virus is carried, Xiao Sanyang can directly underwrite or add a mistress. Big Sanyang also has the opportunity to raise the insurance premium.

4. Medical insurance: Big Sanyang and hepatitis are generally direct mistresses, and some products are covered only by hepatitis B virus and small Sanyang.

1. medical insurance is a social insurance system established by the state and society according to laws and regulations to meet the basic medical needs of employees when they are sick. On January 12th, 216, the State Council issued "Opinions on Integrating the Basic Medical Insurance System for Urban and Rural Residents", demanding to promote the integration of the medical insurance system for urban residents and the new rural cooperative medical system, and gradually establish a unified national medical insurance system for urban and rural residents.

second, on December 2th, 216, Ministry of Human Resources and Social Security held a video conference on the nationwide networking of basic medical insurance and direct settlement of medical treatment in different places, and signed letters of responsibility with Beijing and other 22 provinces that applied for the first batch of nationwide networking of basic medical insurance and direct settlement of medical treatment in different places across provinces, marking the formal transition to the implementation stage of direct settlement of medical treatment in different places across provinces.

third, medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate employees for economic losses caused by disease risks. The medical insurance fund is established through the payment of employers and individuals. Medical insurance institutions will give certain economic compensation to the insured after medical expenses occur. Medical insurance can be reimbursed in different places. If you need hospitalization, you need to report to the local medical insurance bureau for the record. The local medical insurance bureau will handle the settlement of hospitalization medical expenses. If you can't come, you can also entrust an agent to handle medical insurance reimbursement in different places.

iv. the full name of the social security card is "social security card of the people's Republic of China". Judging from the meaning of this name, the distribution object is the person who is implemented by the relevant government departments; In content, it can involve all aspects of personal social security, including both social insurance and employment services. Local governments in some areas also include more social management affairs according to local management needs; Geographically, this is an IC card that can be used nationwide, which can meet the needs of the national unified labor market and social security system networking, and meet the needs of personnel flow.