Fixed-term investment fund refers to a long-term investment method in which investors agree on the time and amount of monthly deduction, and sales organizations (including consignment banks and securities companies) automatically complete the deduction and fund subscription application from the fund account designated by investors on the agreed day of each month.

Advantages of regular quota plan

For individual investors, regular fixed investment is a "one-time investment" investment method, which can effectively avoid the short-term fluctuation of the stock market and ensure the sustained and stable growth of the investment market value.

Compared with single investment, single investment can be said to be a positive investment model in bull market, while fixed investment can be said to be a defensive investment model in short market. For the domestic A-share market with large fluctuations, investors will gradually pay attention to the excess returns brought by the choice of investment methods.

The longer the investment period (or the earlier the investment is started), the greater the difference in total assets obtained under different expected rates of return. As long as the invested fund can bring stable positive returns every year, the sooner investors join the ranks of regular fixed investment, the compound interest factor of investment can provide investors with a higher level of income.

In other words, we start investing regularly now, and then we may become millionaires! ! ! ^_^