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Is it risky for the buyer to ask the seller to seize the ID card and bank card?

if it is a formal intermediary, there is no risk. This is generally accepted, and this is also a question of trust! The key point is that the guarantee company must be formal, so you can rest assured. If it is a formal guarantee company, it will not do anything even if it receives your bank card and ID card. Intermediary institutions refer to institutions that provide notarization, agency, information technology service and other intermediary services to clients through professional knowledge and technical services according to law.

The services provided by the intermediary shall include the following contents:

1. Title investigation: investigate the real estate trading center, inquire about the source, current situation, whether there is mortgage or not, whether there are rights restrictions, etc., and make a written record; Investigating and consulting the requirements and conditions of punishment involving the obligee; Verify the disposition qualification, the identity and rights of the obligee and related persons, etc.

2. Investigation on usage: collect, investigate and inquire about the location environment, service life, whether there are hidden defects, whether the roof, wall, floor, doors, windows and equipment in the house need to be tested or repaired, the transfer price of equipment and the settlement of related expenses, etc. Inquire from the property management unit whether there is any lease, illegal construction, adjacent relationship infringement, and the payment and use of maintenance funds.

3. Market survey: collecting, investigating and consulting the market comparison of buying and selling prices, tax and fee settlement, comparison of house types, comparison of psychological prices between buyers and sellers, and the influence of relevant policy changes; Conduct various forms of information dissemination activities.

4. Determine the intention of closing the transaction and conclude the transaction contract: accompany both parties to inspect the house, equipment and environment on the spot; Agree on the negotiation time and communicate the transaction intention of the buyer and the seller; To present and identify the information of ownership, determine the identity of the parties, etc. Select the contract text for both parties to the transaction, conduct signing guidance and witness, and truthfully inform both parties of the agreed terms and precautions of the sales contract, the way of performance, the way of paying the house payment, etc.

5. Handling the transfer of property rights: the time for the data collection, reporting, confirmation and confirmation of the transfer procedures of both parties is agreed, and the taxes and fees payable by the customers are collected and paid on behalf of them, and all transaction transfer, account transfer and house occupancy procedures are completed.