Personal operational mistakes, buying high and selling low, lead to losses (this really needs to be overcome, remember not to let yourself chase up and kill down)

The system is not perfect, and the fund manager did not update the index stocks in time, which led to the index tracking error. Then you need to choose a good fund company (this should be carefully read according to the method provided by the teacher before buying).

Although index funds copy and track the index to adjust the stock portfolio in the basket, if the fund manager has a deviation in copying or fails to track the index adjustment in time, it will also bring the risk of income error (this feeling is hard to avoid, so we can only try to choose better fund companies and fund managers).

If the index fund you choose is small in scale or short in operation history, there will be risks (this must be carefully selected on Morningstar according to the teacher's method to avoid risks)

Of course, the fund has both advantages and disadvantages:

Fund investment is an investment method, and monthly deduction can be completed automatically. As long as the investor makes a deduction plan to be executed in the fund company official website or the third-party fund sales organization, the system will automatically deduct the money on each specified date and automatically complete the current fund subscription.

As a young man who has just graduated, just joined the work or just got married, he must form the habit of spending sparingly and saving more money, and never spend money lavishly, unrestrained and unplanned.

Because as a young person born after 90 s and 00 s, after several years, the pressure of their children's education, the pressure of buying a house and the pressure of old-age expenses will far exceed that of their parents. Most economists in our country agree with this view. The economic pressure that Japanese young people are facing now is what our country's post-90s young people will face. Be sure to form the good habit of spending less and saving more when you are young.