Because no fund can guarantee a good return at any time. This requires you to allocate the appropriate fund portfolio according to your investment needs and with reference to the amount, time and expected return of investment.
1. In the short term, if you need to pursue high returns within one year, you should choose radical and popular funds, such as the recent Science and Technology Fund, Nuoan, Guangfa and Fuguo.
2. In the medium and long term, funds with the theme of consumption and medical care, such as those of large companies such as Central Europe, Guangfa and E Fund, are generally over 2 years.
The common feature of these excellent large enterprise funds is that the managers are all old drivers and players who have experienced a round of bulls and bears. The performance of the fund in previous years was very good, and compound interest was stable for a long time.
Comprehensive suggestions, the fund does not need to buy too many, suitable for their own 3-5. If you buy less, you can't hedge and reduce the risk. If you buy too much, you won't have time to manage.
How to choose a fund
1. If you choose these large established fund companies, you can see the performance for many years and it will be relatively stable. For example, Guangfa, Yifangda, Huaxia, Jiashi, China Merchants, Huitianfu, Guo Fu, etc., the performance rankings of relevant fund companies can be viewed by themselves. However, it should be noted that each fund company has its own characteristics. The ranking before and after only represents the current performance ranking, and the performance ranking only reflects the past quality of the fund and cannot ultimately determine the future trend of the fund.
2. Compare the management and operation ability of fund managers with reference to the past performance of many funds managed by fund managers.
3. refer to the market situation at that time. Choose a plate with a good trend.