Funds can be bought, but they should be bought within the scope of personal economic ability. Capital is both an opportunity and a risk. Buying a fund means giving personal assets to the fund manager, who helps users buy stocks, so there will be certain risks. If the individual's risk tolerance is not enough, you can choose a fund with lower risk such as a money fund. Of course, because risks and benefits are directly proportional, small risks and benefits will also be reduced.

The risk of funds is relatively lower than that of stocks, with good stability and good returns. If you want to try to buy a fund, you still need to know something about the fund, and then you can reduce some losses by buying.

What problems should I pay attention to when buying a fund?

① Have a clear understanding of the risks of various funds. Funds that seem to have high returns are actually very risky, and high risks mean that there is a great possibility of losses.

② Avoid some funds with high liquidation risk. The fund may not exist forever, but it may be liquidated. It may take several months to return the money to investors after liquidation, which will not generate much income.

(3) Diversify risks and ensure returns. It is better for investors not to invest all their money in one industry, but to diversify their risks and invest their money in different industries, so that they can also understand the fund trends of other industries and better plan their future investments.