1. Private equity investment: As the scale of private equity in my country continues to expand, data shows that 84.3% of high-net-worth individuals have allocated private equity funds, and 23.7% of high-net-worth individuals have allocated more than 30%. 7.8% of high-net-worth individuals have an allocation ratio of even more than 50%.

2. Real estate investment: Buying a house has always been a deep-rooted traditional concept of the Chinese people, and it cannot be changed in the short term. Where there is demand, there is a market, which is the main reason why my country's real estate industry is so popular today. Therefore, no matter how many houses there are, no matter how the house prices rise, the enthusiasm for buying a house will never diminish.

3. Overseas cross-border investment: The reasons for choosing overseas investment are that on the one hand, it can diversify risks and increase the stability of investment returns, on the other hand, there are various types of investments and diversified allocations. However, it should be noted that overseas investment risks are relatively high, such as unstable national political situation, losses caused by investment mistakes, etc. These risks are irresistible. Therefore, be cautious when investing in cross-border markets.

4. Insurance and trust: Insurance is the basic protection for families and individuals against unexpected events. The purpose of insurance is to appropriately transfer risks and eliminate certain danger concerns. Many wealthy people choose to configure insurance to avoid the loss of wealth and various accidents.

Extended information:

Transformation of products from standardization to customization:

In the early stages of the development of wealth management, limited by industry-specific regulatory requirements and the limited resources of each financial institution To create capabilities, each wealth management institution mainly issues specialized products in line with its own positioning and capabilities, resulting in a market dominated by standardized products. For private banking customers who are new to the market, because their needs are relatively simple, mainly focusing on wealth preservation and steady appreciation, standardized product supply can basically meet customers' initial needs for wealth management.

With the opening up of financial policies and the prosperity of the market, the needs of high-net-worth customers have become more diverse and complex. With their wealth accumulated, they are no longer satisfied with standardized products, which will force All wealth management institutions must actively break the homogeneous market status quo and provide customized products and services based on the needs of high-net-worth customers.

Baidu Encyclopedia - High Net Worth Individuals

Baidu Encyclopedia - Investment Methods