The so-called safety mat means that the capital preservation fund reserves some funds under that strategy to invest in fixed-income assets, such as bonds and deposits. This part of the income is basically certain, which means that the income will be determined in advance when it expires. Theoretically, we can use the money equivalent to this part of income to make venture capital, such as buying stocks, even if we lose money, it will still be broken.

However, in practice, the possibility of stock loss 100% is extremely small, so you can be bolder. In addition, in order to reach or exceed the three-year fixed deposit income, the capital preservation fund should not only protect the capital, but also pursue the income, so the magnification can be properly considered, that is, the forecast income can be enlarged and reserved for high-risk investment to obtain higher income. Achieve the purpose of exceeding deposits. For example, if we double the stock, as long as the stock we buy falls within 50%, it is still guaranteed. If it rises by 50%, the income will double. Very popular, I hope you can understand.

If you don't understand, sincerely welcome questions; If I am lucky enough to help you, please adopt in time! thank you