According to the inquiry of official website of Shandong Medical Insurance Bureau, as of March 2024, the latest payment period of medical insurance in Shandong Province is 30 years for men and 25 years for women, which is mainly based on ensuring the sustainability of medical insurance funds and protecting the medical security rights and interests of insured persons. The regulations can ensure that the medical insurance fund has enough accumulation to cope with the future medical expenses, and also reflect the recognition and encouragement of the insured's long-term payment.

By setting a reasonable payment period, the insured can be encouraged to actively participate in insurance and continue to pay fees, and enjoy more stable and sustainable medical security benefits. The regulations also help to improve the medical security level of the insured and reduce the risk of poverty caused by illness and returning to poverty due to illness.