1, ETF fund is a collective asset management plan issued by fund companies; Stocks are certificates issued by listed companies, and investors become shareholders of listed companies after buying stocks.

2. After investors buy ETF funds, they can get dividends when the funds meet the dividend conditions, and the stocks invested by the funds, if any, will also be owned by the fund share holders; All the dividends from buying stocks belong to the investors.

3. When purchasing ETF funds, investors only need to pay a transaction commission; While stock trading requires not only commission, but also transfer fees and stamp duty.

4. The risk of buying ETF funds is smaller than that of stocks, because buying ETF funds means buying a basket of stocks, which can well spread the investment risks brought by stocks. Therefore, investors with low risk tolerance can choose ETF funds, and investors with high risk tolerance can choose stock investment.