With the enhancement of financial awareness, investment funds have become the choice of more and more people. However, when purchasing funds, the subscription rate of funds has become a common concern of investors. So, what is the general subscription rate of the fund? This paper will analyze it from many angles.

I. Definition and types of subscription rates of funds

The subscription rate of the fund refers to the rate that needs to be paid when purchasing the fund. The subscription rate refers to the one-time fee that investors need to pay when purchasing funds, usually a few ten thousandths.

Second, the diversity of fund subscription rates.

Different types of funds have different subscription rates. According to the different types of funds, the subscription rates of funds can be divided into stock funds, bond funds, monetary funds and hybrid funds. The subscription rates of the same type of funds and different fund companies are also different.

Three, the factors affecting the subscription rate of the fund

The subscription rate of funds is not only related to fund types and fund companies, but also related to investors' own investment needs. Under normal circumstances, when investors buy funds, the longer they hold them, the lower the rate they need to pay. In addition, the amount of investment will also affect the level of fund subscription rate. The greater the investment, the lower the cost.

Fourth, how to reduce the subscription rate of the fund?

Reducing the subscription rate of funds is the goal that investors have been pursuing. For investors, there are several ways to reduce the subscription rate of funds:

1, seize the opportunity to purchase the discount. Different fund companies will launch various subscription preferential activities from time to time. By paying attention to market information, we can seize preferential opportunities and enjoy more benefits.

2. Choose a fixed investment method. Fixed-term investment is an effective investment method, which can not only avoid market fluctuations, but also enjoy lower subscription rates.

3. Choose fund companies or fund products with low rates. When choosing fund companies and fund products, we must pay attention to their subscription rates and management rates, and it will be more advantageous to choose fund companies and fund products with low rates.

Generally speaking, the subscription rate of funds is a very complicated issue, which needs to be analyzed and studied from multiple angles. For investors, it is very important to understand the definition, types and influencing factors of fund subscription rate, and the methods to reduce the subscription rate. For novice investors, only by choosing fund companies and fund products with low rates and high cost performance can they get more benefits from investment.