When buying OTC funds, the specific price is unknown, but an approximate value can be estimated, which can be used as a reference for buying. Here, I want to share some information about the subscription price of the fund for your reference.

Fund purchase price

Hello, everyone, I'm Xiaoxiao's sister, a woman with both talents and looks.

Finally! Today, I carefully entered the first fund on the APP of Tian Tian Fund Network, which is a channel to buy OTC funds on the Internet. (Surprised, not surprised, not surprised ...)

The above is the fund I chose. Before buying, I suddenly had a question:

What is the price of this fund?

The net value written above is 2. 102 yuan, but the latest date is August 9. Today is 10, which should not be the price.

Is that today's price?

After buying it, it seems that I can't confirm it immediately. Is this the price on the day I successfully bought it?

This scene is so chaotic! ! ! I quickly asked my lovely teacher, and he said this:

The purchase price of OTC funds has two situations:

1. Buy before 15 in the afternoon.

Second, buy after 15 in the afternoon.

In the first case, the bid price is the net value at today's close.

Then the question is coming:

Today's exact net worth can't be worked out until tonight, and the fund manager is based on the closing price.

Then I don't know when I bought it before 15.

The latest net values shown are all yesterday.

What shall we do? Buy by luck? (So nervous, so nervous ...)

That's definitely not true. The teacher taught me how to understand today's net worth.

In the humble place below the net value, there is a net value estimate, which shows that the price is 2.082 yuan, which is lower than yesterday's.

There is still some time to come, which means that it is estimated to be 165438+ at 0: 30 today. This estimated net value is calculated by the tool of Tian Tian Fund according to the asset position announced by the fund and the latest real-time price.

Is this estimate accurate? (childish question mark ...)

Well, it is not particularly accurate, because the fund manager may adjust the fund position at any time, but it may not be announced in time. So this is an approximate value, but it is also accurate enough for me to refer to and make a decision on whether to buy today (my eyes have seen through some).

In addition, there are some special funds whose valuations are even more inaccurate:

QDII funds that buy overseas assets may delay the data we read during the day by more than one day due to the time difference.

Funds that purchase commodities, gold or other financial assets other than stocks and bonds. There may be no real-time price announcement, so it is impossible to estimate the net value.

Forget it, just make a buying judgment based on the long-term trend.

So, when will the exact price be known?

You can wait until the evening or the next day to see the latest net value, which is the price.

You can also wait until the afternoon of the next day to see the position of your fund and find out what your buying cost is.

Most funds will not be confirmed until the next day, and the income will be calculated.

You can't see the benefits until the third day.

This is the trading rule. You can check it after buying a fund. I was too careless to look carefully before! ! ! !

2. Buy after 15:

This is based on tomorrow's final net worth.

Tomorrow's net worth won't be known until tomorrow night, so I don't know what it will be.

Finally, to sum up what I have learned:

When buying OTC funds, the specific price is unknown, but an approximate value can be estimated, which can be used as a reference for buying.

The buying time is a little before 15, such as 14:40, because the valuation is more accurate at this time.

Don't buy after 15, because the price is completely uncertain. Better wait until tomorrow.

If the net value of QDII and other funds is uncertain, it's ok.

It will not be confirmed until the next day, and the benefits will not be seen until the third day. Don't worry too much after buying it, just wait.

How do novices buy funds?

1. Investors in the investment fund market are mostly stable investors, but they will also give investors a risk rating when buying funds. Let's discuss which investors belong to Lotbath, traditional Lotbath and enterprising Lotbath.

2. After the risk assessment, select the appropriate stock fund products according to investors' risk preferences. Progressive and steady investors can choose equity funds, preference investors can choose hybrid and bond funds, and conservative investors can choose monetary funds.

3. Choosing a fund company with relatively good scale and performance depends on the annual requirements and past performance of the fund manager, and refers to the past performance of the fund company.

4. Understand the documents, investment direction and concept of fund products, and how to purchase, manage, buy back and buy and sell.

5. Clarify the investment cycle time and choose whether it is short-term or medium-long term in the middle and late stage.

Fund account opening clause

1. Institutional investors should directly apply for opening fund accounts and trading accounts.

(1) The original or photocopy of the business license of the enterprise and the photocopy stamped with the company seal. An enterprise legal person, social organization or other organization shall provide the original registration certificate issued by the civil affairs department or the competent department and a copy stamped with the company seal.

(2) Power of attorney of the legal representative;

(three) the original and photocopy of the valid ID card (ID card, military officer's card or passport) of the business personnel.

(4) The Appointment Seal Card with seal (one seal each, if the seal is not the legal representative, the power of attorney of the legal person shall be provided) in triplicate.

(five) the original and photocopy of the bank's account opening license or application form (or the account opening certificate issued by the bank) for the designated bank account.

(6) Stamp the company seal and the legal representative seal on the completed application for open-end fund account.

(7) Fax transaction agreement. (Off-site)

2. Individual investors can directly apply for opening fund accounts and trading accounts.

(1) Original and photocopy of valid ID card (ID card, military officer's card or passport);

(2) Bank passbook or financial card with the same name;

(3) Fill in a complete application form for capital account business.