Securities investment fund is an investment tool that collects the funds of many investors and gives them to the bank for safekeeping. Professional fund management companies are responsible for investing in securities such as stocks and bonds to achieve the purpose of maintaining and increasing value. The biggest advantage of buying a fund is to participate in the stock and bond market investment with the wisdom of experts, reduce the risk of personal direct investment in stocks and bonds, achieve the purpose of personal asset appreciation, and finally achieve your financial goals such as retirement and children's education.

What are the benefits of buying a fund? Compared with individual investment, investment funds have many advantages and have the function of helping the public. According to the experience of handling investment funds around the world in the past hundred years, purchasing funds can provide you with the following benefits and advantages compared with other wealth management products: sign up for the fund examination.

Funds that provide you with different investment targets, such as money market, bonds and stocks. , so that you can achieve the goal of asset allocation. Or, provide a fund containing quasi-cash assets, bonds and stocks.

In this way, you can easily change your asset allocation when the economic situation or environmental changes force you to change it, or easily realize your investment when you need money. This is the second benefit of buying a fund.

Because the minimum investment is very small, you can enjoy the same risk diversification advantage as small investment and large investment. Enjoy all-weather research and analysis by professional managers on when to buy, sell, invest and change.

They will automatically reinvest dividends and capital gains unless you ask to distribute them to you. This is the fourth benefit of buying a fund.

As we will mention in this book, you can see that some funds that have performed well in the bull market can also be quite stable in the short-term market.

There are daily net value changes and prices that can be understood, so that you can know the performance of the fund conveniently and quickly and know whether you can achieve your goals.

In fact, many funds only charge management fees in name. Actually, there is no extra charge. This is the seventh benefit of buying a fund.

Investment funds can provide you with stable income and satisfactory rate of return. Take the average income of American equity funds in recent years as an example. Funds with less average returns than the stock market perform better than the market, but they are still effective and excellent.

The advantage of buying a fund is to make money, from which you can learn a lot about investment and financial management. Funds are originally a portfolio of stocks or bonds, and experts from fund companies help you manage your finances. However, there are two points to get a good return from buying funds:

First, you will choose the buying opportunity, and the buying income in low-risk areas of the market will be high.

Second, you should choose a fund company. Only a good fund company can bring you good returns. At present, Huaxia, Bosera, Yifangda and harvest fund companies in China are all top fund companies, and buying their products can generally outperform the market!