There are two main algorithms for Chaoyang Ginza Housing Maintenance Fund; 1. Calculated according to the total purchase price of Chaoyang Ginza: 2% of the total house price; 2. Calculated according to the construction area of Chaoyang Ginza. When the commercial housing in Chaoyang Ginza is sold, the purchaser and the selling unit in Chaoyang Ginza shall sign a maintenance fund payment agreement. Property buyers should pay the housing maintenance fund to the selling unit according to 2-3% of the purchase price of Chaoyang Ginza.

The conditions for purchasing a house in Chaoyang Ginza with provident fund loans include: 1. The borrower must have an account in the city where Chaoyang Ginza is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3. There is a legal contract or agreement to purchase owner-occupied housing in Chaoyang Ginza, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Chaoyang Ginza loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!