1, the risk of exchange rate fluctuation between RMB and USD
Investors buy funds in RMB, and the fund company will first convert RMB into US dollars according to the exchange rate, and then invest in the US stock market. When investors redeem the fund, the fund company will sell US stocks, get US dollars, and then exchange RMB for investors according to the exchange rate. Therefore, the exchange rate fluctuation between RMB and USD will affect the actual income of investors, that is, the income may increase or decrease.
2. Risk of insufficient foreign exchange quota of the fund company.
There is a limit for fund companies to exchange foreign currency. If the fund company runs out of its foreign exchange quota, the fund will suspend subscription and only allow redemption, resulting in investors missing investment opportunities.
3. Take an extra day of ups and downs.
There is a time difference between American stock market and domestic stock market. When the US stock market opens, we have closed at night, so the net value of investing in US stock funds will be announced one trading day later than that of ordinary funds. Such a time lag will give investors one more day to rise and fall.
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Us stocks, that is, the us stock market. The opening hours are from Monday to Friday, 9: 30- 16: 00 EST, and the domestic time is: China 265438+DST 0:30-4:00, and non-DST 22:30-5:00.
There are many investors in China who participate in US stock trading.
Dow Jones index, the Dow Jones average stock price index, is the most influential and widely used stock price index in the world. It is based on some representative company stocks listed on new york Stock Exchange, and consists of four stock price average indexes.
Nasdaq stands for National Association of Securities Dealers' Automated Quotation. Nasdaq, founded in 197 1, is a global stock market that completely adopts electronic trading, provides a competitive stage for emerging industries and is self-regulated. Nasdaq is the largest electronic stock trading market in the United States and even the world.
Standard & Poor's. P500 stock price index is an index obtained by McGraw Hill Company of the United States from 500 stocks selected from new york Stock Exchange, American Stock Exchange and OTC market, including 400 industrial stocks, 40 public utilities stocks, 40 financial stocks and 20 transportation stocks. Based on the average share price from 194 1 to 1943. P company promotion. Because s&; P index accounts for almost 80% of the total value of NYSE shares, and stock selection takes into account market value, liquidity, industry representativeness and other factors. Therefore, as soon as this index product was launched, it was welcomed by institutional legal persons and fund managers and became an important reference index for evaluating operational performance.