(1) outpatient and emergency medical expenses;

(2) the cost of purchasing drugs in designated retail pharmacies;

(3) the basic medical insurance fund Qifubiaozhun below the medical expenses;

(4) medical expenses that exceed the qifubiaozhun of the basic medical insurance pooling fund and should be borne by individuals in proportion.

Second, the overall proportion:

(1) hospitalization expenses;

(2) medical expenses within 7 days before emergency observation and hospitalization;

(3) Outpatient medical expenses of chemotherapy and radiotherapy for malignant tumor after renal transplantation, renal dialysis and taking anti-rejection drugs.

Legal basis: Article 2 of the Social Insurance Law of People's Republic of China (PRC) The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance, maternity insurance, etc., to protect citizens' right to get material help from the state and society according to law in case of old age, illness, industrial injury, unemployment and maternity.