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First, a normal callback.
Sometimes the fund has been falling, probably because it was too high some time ago, so it is necessary to start a callback during this time. Because if it is not a callback, there will be no greater motivation in the follow-up. The callback at this time is a good thing, and there is no need to panic psychologically. It should be understood that the rise or fall of funds is actually a conventional phenomenon, and it is impossible to only rise or fall; On the contrary, even if the fund falls, it is not terrible. It will always pick up slowly. The key is that we have a normal heart.
Second, influenced by the outside world.
The rise and fall of the fund is not only related to its rapid rise, but also related to external factors. For example, when the stock market is in a downward trend, the trend of the fund will also correspond with the changes in the stock market. In addition, if there are some unfavorable factors in the specific fund we buy, it will also lead to a decline in the fund price. For example, if we buy a liquor fund, there will be some policies that are unfavorable to liquor in the market, and liquor funds will also fall accordingly. This is easy to understand.
Third, the valuation is too high. We should be happy about the fund's callback, because the more it falls, the more opportunities we have to enter the market. If the fund keeps rising, it will be difficult for us to enter the market. In addition, if the fund reaches a certain high level and does not fall, then it is difficult for the fund to continue to rise, because at this time they have not much motivation and can only move sideways.
If the fund you buy has been falling, don't panic. You should calmly analyze the trend of the fund before making plans. In the face of plummeting funds, fund investment can consider the following aspects:
1, check your own funds first. If it is an index fund with low valuation or reasonable valuation, there is no problem and it will continue to insist on fixed investment. If there are idle funds, you can make up the position appropriately. But we must control the rhythm and make up the position when the decline is large.
2. If it is an active fund, you can compare the performance of similar funds to see whether the performance is obviously backward and whether it meets the reasons for buying at the beginning. If the performance is indeed unstable, you can adjust your position while falling and switch to a fund with more resilience and stable performance. Of course, if it is difficult to adjust the position, you can also change it when the fund rebounds.