How about buying funds in a bear market?
There will still be gains from long-term holding, but it is generally not recommended to buy stock funds. It is best to choose bond funds or hybrid funds with medium or high risks. Although the benefits are not too much, the security is relatively high.
If you really want to buy a stock fund, then I suggest that you can choose a fixed investment to spread the risk. When the bear market passes, the fund will slowly rise to make money.
Is it a loss to buy a foundation in a bear market?
Buying funds in a bear market is not necessarily a loss. When buying a fund in a bear market, you can choose to make long-term preparations, make up positions at an appropriate low level, or you can vote for the fund and wait for the opportunity. When the fund rises to a certain extent, it will gradually lighten its position and let the money fall into the bag.
In addition, you should be careful not to operate frequently when buying a fund, because the fund has a handling fee every time, and there are fees for subscription and redemption. Generally, the longer the holding time, the lower the redemption fee and the lower the cost. If you operate frequently, you will deduct the handling fee, and short-term holding will not achieve the purpose of avoiding risks, which is more likely to lead to losses in a bear market.
Summary: Buying funds in a bear market, choosing bond funds or hybrid funds, the high risk is slightly better. Although the income is not too much, the security is relatively high. In addition, buying funds in a bear market may not necessarily lead to losses. You can choose to make long-term preparations, make up positions at an appropriate low level, or invest in the fund, and then wait for the opportunity to wait for the fund to rise.