buyer's guide: make a detailed account of the cost of buying a house
A buyer buys a set of commercial housing, and the quotation starts at 5,5 yuan per square meter (existing house). Now suppose that the property buyer has selected a two-bedroom and one-living room located on the 5th floor with an area of 81 square meters, and the price is 57 yuan/square meter, so the expenses for purchasing this commercial house should include:
1. The house price: 57 yuan/square meter ×81 square meter = 4617 yuan
2. Taxes payable:
1. During the transaction transfer. (1) Deed tax: the buyer pays 4% of the house price, which is equal to 461,7 yuan × 4% = 18,468 yuan; (2) Handling fee: .5% of the transaction price paid by both parties, equal to 461,7 yuan × .5% = 2,38.5 yuan; (3) Stamp duty: The buyer and the seller each pay .5‰ of the contract amount, which is equal to 461,7 yuan × .5 ‰ = 23.85 yuan.
the total of the three items is 21,7.35 yuan.
2.
(1) Registration fee: .3 yuan per square meter of building, equal to .3 yuan/square meter ×81 square meter = 24.3 yuan
(2) Property ownership certificate fee: 4 yuan per certificate. If the property right of the house is more than 2 people, you should also apply for a house * * * right license, and the fee for each license is 2 yuan.
(3) Stamp duty: 5 yuan per piece. The total of the three items is 33.3 yuan (4) maintenance fund: 2% of the purchase price, equal to 461,7 yuan × 2% = 9,234 yuan.
iii. Property management fee
1. Handling fee for moving in: 2 yuan (one-time). 2. External freight for decoration garbage: 2 yuan/room × 6 = 12 yuan (one-time). (Note: Two bedrooms and one living room plus kitchen, toilet and balcony are considered as 6 bedrooms) 3. Cleaning fee: 36 yuan/year per household. 4. Security fee: 24 yuan/year/household. 5. All fees are charged in a unified way: 12 yuan/year/household. 6. Bicycle parking fee: 48 yuan/year per household (based on two cars per household). 7. TV antenna fee for * * *: 39.84 yuan/year per household (based on the fact that each household has two terminals). 8. Freight for domestic garbage: 7 yuan/year/household. 9. Septic tank cleaning fee: 24.3 yuan/year per household. 1. Management fee: 113.4 yuan/year. 11. Minor repair fee: 155.52 yuan/year. 12. Medium repair fee: 554.32 yuan/year. 13. Maintenance cost of public facilities in the community: 81 yuan/year. 14. Heating cost: 1296 yuan/heating season.
Note: As this commercial house is a multi-storey ordinary residence, the property management fee does not include elevator and water pump fees, nor does it take into account the parking fee that the property owner needs to pay for owning a motor vehicle.
from the above calculation, it can be seen that in the purchase consumption, besides the house price of 461,7 yuan, related taxes and fees, property management fees, etc. have to be paid. At the same time, after buying a house, you still need to pay a property management fee of 2381.38 yuan every year. It seems that there is a certain gap with the results calculated by most people.
it is particularly worth mentioning that the property management fees to be paid after purchasing commercial houses are not taken into account by most buyers, and the fees listed in this article are only the standards for ordinary houses. The property management fees for other high-grade apartments and villas are subject to market prices, and the standards will be higher. Therefore, remind property buyers to know more about the relevant knowledge of buying houses before buying, so as to know fairly well. On the other hand, developers or intermediaries should also clearly inform buyers of this issue when selling houses.