Large blue-chip funds are products with medium and high risk levels. Fund risk is generally divided into five levels: 1 and cautious product (R 1): it is the lowest level of fund risk, belonging to low risk, usually belonging to fixed-income funds, with high security and basically no risk. The investment fields include government bonds, bank deposits, commercial bills and corporate bonds.

2. Robust products (R2): low-to-medium risk, usually floating income funds, which do not promise to protect the principal, and the investment fields include national debt and corporate bonds;

3. Balanced product (R3): It belongs to medium risk, does not promise to protect the principal, and has medium risk, and its investment fields include stocks, bonds and foreign exchange.

4. Aggressive product (R4): It belongs to medium-high risk, does not promise to protect the principal, has higher risk and higher income, and its investment fields include stocks, gold and foreign exchange. And the proportion of stocks will be more;

5. Aggressive product (R5): high risk, with the highest risk rating of the fund. No commitment to capital preservation, and the risk is extremely high, and the investment threshold is also very high. Investment fields include financial derivatives such as stocks, foreign exchange, futures and options, which are highly leveraged and high-yield.