first, it is the average income level of the monetary fund in the last 7 days, and the data obtained after annualization. Suppose you deposit 1, yuan, and the annualized rate of return for seven days is 3%, and the interest for one year is: 1, * 3% = 3 yuan; The interest for one day is: 3/365 = .82 yuan.

annualized rate of return on the second and seventh days:

1. There are two indicators that usually reflect the rate of return of money market funds: one is the annualized rate of return on the seventh day; The second is the income per 1, fund units. As a short-term indicator, the 7-day annualized rate of return is only the information of the fund's profit level in the past 7 days, and does not mean the future income level. What investors really care about is the second indicator, that is, the income per 1, fund units. The higher this indicator is, the higher the investors will get real income.

2. Seven-day annualized rate of return:

"Seven-day annualized rate of return" is the annualized rate of return converted from the net income of every ten thousand funds in the last seven natural days according to daily compound interest, that is, the average rate of return of seven-day income. The annualized rate of return in recent seven days is an average of the income situation in seven days. Therefore, if the yield in the last seven days is the same, the ring means that every ten thousand shares will be the same.

the annualized rate of return on March 3 and 7 is the data obtained after the average income level of the monetary fund in the past seven days. For example, a money fund shows an annualized rate of return of 2% for seven days on the same day, and assuming that the income of the money fund in the next year can maintain the level of the previous seven days, then if it holds it for one year, the total income can be 2%. For example, suppose we put 1, yuan in the balance treasure, and the average annualized rate of return for seven days on September 25th is 2.883%, and the annual income is: 1,× 2.883% = 288.3; The income of ten thousand copies is: 288.3÷365≈.7899, which means that on the 25th, * * * earned .7899 yuan. However, it must be noted that the 7-day annualized rate of return is not equal to the usual annual interest rate of bank savings.

3. Because it is a wealth management product, the 7-day annualized rate of return is a predicted return, which is risky. Seven-day annualized rate of return can only be regarded as a short-term indicator, through which we can roughly refer to the recent profit level, but it can not fully represent the actual annual income of this fund.

III. Daily interest rate:

The daily interest rate, also known as the daily interest rate or the daily interest rate, refers to the ratio of one day's interest on deposits and loans to the amount of money borrowed. The daily interest rate is the interest calculated on a daily basis, expressed as a few ten thousandths of the principal, and is usually called a few cents a day. If the daily interest rate is 1 cents, that is, the principal 1 yuan, the daily interest rate is 1 cents. (1 pct =.1 yuan, 1 cents =.1 yuan).