It should be noted that regular fixed investment does not mean that it is okay to deduct money. You need to always pay attention to it, and let it be deducted when it falls, but after it rises, you should pay attention to it and redeem it when you reach your investment goal, otherwise you will lose a lot if you fall. Because it's not just your principal that falls, your previous income will also fall back.
In addition, you can register an account on the fund website and make a virtual investment with the fund account book, which will have an intuitive impression. The return of fixed investment from the highest point of the stock market in June 65438+1October 65438+June 2007 is higher than that from the lower point before the highest point.
Answer your question.
Huaxia dividend and Huaxia return are both good, and they can all be voted. But I don't recommend that you choose back-end charges. You only invest for three years, and the advantage of back-end charging is not obvious. Moreover, the subscription fee for fixed investment is calculated in batches. In the third year, if you hold all the investment for less than one year, you will be charged a subscription fee of 1.8%-2%. I have suffered this loss, so don't try again.
I hope other students who answer will take some responsibility. Don't let people say that they will choose the back end when they make a fixed investment, and see how many years they have invested! That's how I was cheated by you. I am responsible for what I say! ! !
The subscription fee for fixed investment is calculated in batches. In the last year, if all investments are held for less than one year, the highest subscription fee will be charged. Many funds are 2%! ! !