1. It is the best time to buy when the net value of the fund is relatively low, buy at a low level and sell at a high level. For example, if the relevant bonds cut interest rates, you can buy at a low level at this time. After a while, bonds start to rise, and you can make money and sell them.

2. don't chase after the rise. The risk of chasing up is very high, and once something goes wrong, it will bring losses. Some small investors invest in the stock market, and most bond funds invest in bonds. The risk is relatively high. Some investors will wait and see for a long time because the fund has been rising, and the increase is also very large. If they buy again when the trend of the fund begins to decline, they may lose money. This timing is not very good, and the follow-up may fall.

3. It is suggested that when buying bond funds, you should choose powerful companies and fund managers with strong purchasing power, because investing in bond funds is reserved for fund managers, not investing by yourself.

What are the equity funds?

Generally investing in stocks or equity assets, these funds that can get dividends are called stock funds. Common stock funds generally have the following three types.

1. Equity funds: More than 80% of the fund assets are invested in stocks.

2. Hybrid funds: Funds that invest in stocks and bonds can earn a variety of income for investors, including bond interest in addition to stock income.

3.REITs: It is a kind of trust fund, which generally refers to the real estate investment in trust funds. Such funds in China usually invest in publicly issued infrastructure.