2, buy gold, gold is an anti-inflation method, with the function of hedging. Gold can be held for a long time. You can wait until the gold rises before selling it to make money. If there is inflation, you can choose to keep it.
3, financial management, learn more financial management knowledge, let money appreciate, outperform inflation. There are many wealth management products on the market. You should choose the wealth management products that suit you according to your own needs, but don't buy them blindly. For example, if you think that stocks have high returns and make money quickly, you ignore its risks, buy all the money, and finally lose nothing, so you can't win inflation but lose money.
Money has become worthless and inflation has come. How can we preserve and increase the value of money in our hands?
For ordinary people, good ways to preserve and increase value are real estate and gold, as well as stocks of high-quality companies.
0 1 quality real estate
At present, the real estate market is in a stable period, and the price has dropped slightly. The real estate in this period is very damaging to investors' self-confidence.
Moreover, the property tax that is about to be piloted is not good for people who own multiple properties, and the holding cost has become higher.
However, in addition to financial investment, real estate also has residential and educational functions. For friends with money in their hands, it is still one of the first assets to be allocated.
The investment attribute of the house is greatly weakened in the current situation, and the value-added attribute is reduced. Its hedging property is still a good choice among many assets.
02 gold
Physical gold is also one of the better options for maintaining and increasing value. Physical gold can be held for a long time, and it can be sold for profit after the price of gold rises.
03 quality inventory
House is one of the good choices to fight inflation. So is gold. Both of these assets are physical assets. Gold basically has no holding cost.
The cost of owning a house is relatively high. The liquidation period is relatively long. At least three years.
Don't configure the house too much. And 1 turn 2 sets, it will be fine. The remaining funds in hand can be selectively allocated to high-quality stocks.
Investment in high-quality stocks must be long-term and sustainable. Short-term chasing up and down will not only affect investment income, but also affect investment mentality and decision-making.
With high-quality real estate, gold and stocks of high-quality companies, you will be more confident when inflation comes.
There are probably several ways for China residents to manage their finances: savings, gold, funds, stocks, foreign exchange, houses and financial derivatives.
Savings and gold can be excluded first, and there is no anti-inflation ability. Many people don't know enough about gold, and often regard gold as a sharp weapon to fight inflation. Actually, this is an illusion. Although I also work in gold, it turns out that gold has greatly underperformed inflation in the past 300 years, and it is not worth choosing as a variety to fight inflation.