Bring personal ID card, provident fund card, relevant documents and other materials to the local housing provident fund management center or authorized bank outlets to find staff to apply for the withdrawal of housing provident fund. After receiving the application form at the counter and filling it out, you can submit the completed form together with the information you brought.

Step 2: Review

After receiving the application, the local housing provident fund management center will review the information and then make a decision on whether to approve the withdrawal.

Step 3: borrow money

If the withdrawal is approved, the management center will generally release the money applied by the customer to the account within three working days.

Workers in any of the following circumstances, you can apply for the withdrawal of their own and their spouses' housing provident fund:

(1) Purchase, build, renovate or overhaul owner-occupied housing;

(2) Repaying the principal and interest of the house purchase loan;

(3) renting a house for self-occupation;

(4) I or my spouse, parents or children suffer from serious diseases, causing serious difficulties in family life;

(5) Suffering from sudden major natural disasters, causing serious difficulties in family life; (six) included in the scope of the minimum living guarantee for urban residents in this Municipality.

Legal basis:

Regulations on the administration of housing provident fund

Twenty-fourth employees in any of the following circumstances, you can withdraw the balance of storage in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time. If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.