Second, the government leads the purchase of medical insurance services for children in designated areas from professional institutions and commercial insurance companies;

Third, caring enterprises and caring entrepreneurs provide free commercial medical insurance services for children in designated areas.

The project team purchased it through commercial insurance to underwrite eligible children in the pilot area. When the children within the scope of protection enter the local designated hospital for treatment, the insurance company will know for the first time through the real-time system, and the hospital volunteers will upload the treatment information to the information platform for the first time. Medical expert volunteers will give advice on treatment and transfer, and the insurance company will pay the compensation directly to the hospital account according to the contract. Children need to be transferred to first-tier cities and provincial capitals for treatment and continue to upload treatment information through local volunteers. The insurance company will compensate according to the actual situation. If the compensation fee of 200,000 yuan still cannot cover the medical expenses of seriously ill children, the special relief fund will be invited to take over. After the treatment is completed, healthy children will return to the pilot area, and actuarial volunteers will analyze and process the data of the information platform and return to the project, which will be made public through the data platform and official website and Weibo.