First of all, we should make clear a problem, that is, to distinguish individuals. For some excellent investors, stocks and funds are really profitable. In the final analysis, they just spent a little more time thinking, but for some investors who lack investment ability and have a bad eye, stocks and funds may not make that much money, or even lose money.

First of all, in fact, the operation of stocks is quite difficult. If you are a new investor and plunge into the stock market at once, the previous investment is often a game of probability. If you are lucky enough, you may just make a sum of money, but you should know that the money earned by luck in the investment industry depends on strength. Therefore, for most people, after buying stocks and entering the stock market, they must learn the relevant knowledge of stock trading and the trading experience of some stock market veterans. Only in this way can we guarantee to lose less money and even make as much money as possible.

However, funds are different. In fact, looking back at the previous data, if you choose any of the active stock funds at that time 10 years ago, that is, 202 1 years ago, there is a probability of earning more than 99%, but it should be noted that the fund must be held continuously for 10 years, and the probability of making money is very high, but it can be earned specifically.

What I want to express is that compared with stocks, the entry threshold of funds is lower. If you can judge the future market trend well, it is also a good choice to choose to buy funds. The professional matter of stock selection is handed over to the fund manager. Try to choose a good track, a good fund and a good fund manager as much as possible, so as to ensure higher income, but how much income you can get depends on the future. Because we can only guarantee that this fund manager has a good eye, strong stock picking ability and has experienced bull market and bear market, but we have no way of knowing his future performance. We can only choose those funds that have performed well and done the best in the past. If you can have your own stock or fund investment experience and execute it with a very good attitude, you can generally make money.

Therefore, for most people, it is difficult for stocks to make money, and it is also difficult for funds to make big money, and both types of investment targets need a good vision and a good attitude. Therefore, in the process of stock trading and fund trading, we must explore a set of our own trading rules, so as to ensure that we can make money and make as much money as possible. But always remember a word, the stock market (and funds) are risky, and you need to be cautious when entering the market.