Legal analysis: Generally speaking, medical insurance is divided into urban medical insurance and new rural cooperative medical insurance, and urban medical insurance is divided into urban employee medical insurance and urban resident medical insurance. In terms of general outpatient treatment, medical insurance can be reimbursed, with little difference. For example, urban workers' medical insurance generally has personal accounts, and most outpatient expenses can be reimbursed. Personal accounts can buy medical insurance drugs in pharmacies, and family members with medical insurance cards in some cities can also use them.

legal basis: article 2 of the regulations of the people's Republic of China on basic medical insurance for urban workers: the following units and their employees in cities and towns must participate in basic medical insurance in accordance with these regulations:

(1) enterprises and their employees;

(2) organs, institutions, intermediaries, social organizations, private non-enterprise units and their employees;

(3) the employing units of the army and their employees without military status.

these regulations apply to retirees of the above-mentioned units.

article 3: establish the basic medical insurance fund for urban employees, and implement the system of combining individual medical accounts (hereinafter referred to as individual accounts) with basic medical pooling funds (hereinafter referred to as pooling funds).

Tips

The above answers are only made for the current information combined with my understanding of the law. Please refer to them carefully!

if you still have questions about this issue, I suggest you sort out relevant information and communicate with professionals in detail.