Investment funds, securities, etc. None of them are guaranteed. At present, there are few products with guaranteed capital on the market. Bank time deposits are guaranteed capital gains, and a small number of wealth management on the market are guaranteed capital.

At present, funds are divided into different types according to the investment objects. Money fund has the smallest risk, but it can't guarantee 100% capital preservation, followed by bond fund. Bond funds mainly invest in bonds, and the risk is relatively small, and it is not a capital preservation. Finally, hybrid and equity funds mainly invest in stocks, which are risky and do not break even. The stock is risky and the principal is not guaranteed.