First consider your risk tolerance. Bond funds are divided into pure bond funds, primary bond funds, secondary bond funds and convertible bond funds according to the risk from low to high. Among them, convertible bonds have the closest relationship with the stock market, so the risk is the highest. From the financial data, the convertible bond fund is the best bond fund this year, but in the week before 1 18 October, the bond fund experienced a relatively large decline, and the top losers were mostly convertible bond funds. Wang Zihan, chief analyst of wealth management, suggested that investors with low risk tolerance should pay attention to pure debt funds and primary debt base, while investors with strong risk tolerance should pay attention to secondary debt funds or convertible bonds.

Second, grasp the best investment opportunity of bond funds. 2 1, the central bank announced interest rate cuts, reducing the financing costs of enterprises and promoting steady economic growth. For bond fund products, it is definitely positive. When the market capital interest rate goes down, it is a good time to invest in the debt base.

Third, it is best to hold it for a long time. Bond funds are long-term investment funds. In particular, the current debt-based market outlook is more optimistic, and long-term holding can get more benefits. It is recommended to hold it for more than one year.