(a) college graduates start their own businesses within two years after graduation, and the registered capital (capital) is less than 500 thousand yuan, which is allowed to be put in place by stages. The initial investment shall not be less than 65,438+00% of the registered capital (the investment shall not be less than 30,000 yuan), and the paid-in registered capital will increase to more than 50% within 65,438+0 years, and the balance can be put in place by stages within 3 years. [1] (2) Enterprises or business units that newly set up consulting, information and technical services for university graduates are exempted from enterprise income tax for two years with the approval of the tax authorities; Newly established transportation, post and telecommunications enterprises or business units, with the approval of the tax authorities, shall be exempted from enterprise income tax in the first year and levied enterprise income tax by half in the second year; Newly established enterprises or business units in public utilities, commerce, materials industry, foreign trade industry, tourism, logistics industry, warehousing industry, residential service industry, catering industry, educational and cultural undertakings and health undertakings shall be exempted from enterprise income tax for one year with the approval of the tax authorities. (3) Commercial banks, joint-stock banks, city commercial banks and qualified urban credit cooperatives in various countries should provide small loans for graduates who start their own businesses, simplify procedures and facilitate account opening and settlement. The loan amount is about 20,000 yuan. The longest loan period is two years. If it is determined that an extension is needed due, you can apply for an extension once. The loan interest is determined according to the loan interest rate published by the People's Bank of China. The maximum amount of guarantee is 5 times of the guarantee fund, and the term is the same as the loan term. (four) the personnel intermediary service institutions affiliated to the personnel administrative department of the government shall keep personnel files (including social security, professional titles, file wages and other related procedures) for 2 years for self-employed graduates; Provide free information on the supply and demand of talents and labor force, and publish free recruitment advertisements and other services; To participate in talent fairs or talent service exchange activities, appropriate fee reduction; Provide training and evaluation services for enterprise employees. [2] Beijing loan amount: up to 500,000 yuan, and the preferential policy of district financial discount: district financial discount. In addition to those who have the Beijing Re-employment Concession Card, unemployed university graduates with Beijing hukou who want to engage in self-employment or develop small businesses independently or in partnership can also apply for small secured loans. Qingdao loan amount: no more than 50,000 yuan. If two or more teams start a business, it can be relaxed to 200,000 yuan. Loan method: preferential policies for small secured loans: for those engaged in low-profit projects, the Shanghai loan amount is fully subsidized by the finance at the same level: 50,000 to 300,000 yuan. Preferential policies: Established the Angel Fund for College Students' Entrepreneurship. Chongqing applicant: a college graduate who has not been employed for more than half a year and has a fixed account. Loan amount: 3000-4000. Loan methods: mortgage loan, secured loan, and venture micro-loan. Taiyuan applicant: registered unemployed college graduates. Loan amount: no more than 50,000 yuan. Loan method: preferential policies for small secured loans: the financial department of a county (city, district) may entrust a designated guarantee institution to provide guarantee and small secured loan funds for it. Anhui applicant: loan amount for college graduates: up to 50,000 yuan. Preferential policies: The finance will give Chengdu a full discount within 3 percentage points of the benchmark loan interest rate announced by the People's Bank of China in the same period. 1.In July, 2007, Chengdu Industrial and Commercial Bureau issued the Implementation Opinions on Further Promoting the Development of Private Enterprises, which introduced the "zero down payment" registration policy for companies for the first time. On June 23, 2009, with the assistance of Chengdu Financial Office, the Registration Branch of Chengdu Administration for Industry and Commerce reached an understanding with a number of banks, and 2/kloc-0 commercial banks and their branches, including China Construction Bank, Bank of Communications and China CITIC Bank, agreed to open accounts for "zero down payment" companies. 2.5438 June+February 2009, according to Hu Changnian, director of Chengdu Labor and Social Security Bureau, the Detailed Implementation Rules of Chengdu on Further Improving the Work of Promoting Full Employment in Urban and Rural Areas stipulated that self-employed entrepreneurs who hired more than three workers that year, signed labor contracts with a term of 1 year and paid social insurance premiums could enjoy social insurance subsidies. For those who have difficulties in obtaining employment during the period of receiving unemployment insurance benefits in Chengdu, if they start their own businesses successfully within their jurisdiction, they will be given a one-time business start-up subsidy of 5,000 yuan. Since 20 1 1 in An, the Public Office of Xi Municipal Government has issued the Notice on Further Promoting the Work of College Students' Self-employment Loans, which will temporarily expand the household registration scope of college students who enjoy preferential policies from An to the whole province, and at the same time give enterprises 50% financial subsidies for those who can repay the principal and interest on time. It may be a difficult problem for many college students to extend the benefit of venture loans to the whole province. In order to help them tide over this difficulty, the Notice clearly requires further adjustment and optimization of the loan model, and provides different loan support according to the stage and situation of college students' entrepreneurship. In addition, the implementation of college students' entrepreneurship policy [2] loan joint audit, shorten the loan cycle. For college students to start businesses, projects that meet the conditions of small secured loans will be supported in accordance with the small secured loan policy; If college students' entrepreneurship has reached a certain scale, their internal management and financial system are relatively standardized, and their business conditions have improved significantly, their loans should be gradually combined with commercial loans to apply for college students' entrepreneurship loans. If the principal and interest can be repaid on schedule, the finance will give the enterprise a 50% discount; Enterprises founded by college students that are fully on track will be encouraged to assume social responsibilities, and those identified as labor-intensive enterprises will be supported according to the policies of labor-intensive enterprises. In order to enable college students to enjoy policy support, this time Xi temporarily expanded the household registration scope of self-employed college students from Xi to Shaanxi Province. According to the project situation, college students from other provinces can borrow moderately after examination. In addition to loan support, the Notice requires all relevant departments to continue to strengthen their services. For college students to start their own businesses, departments such as industry and commerce, taxation and urban management should simplify procedures and relax market access. Among them, college students applying for individual industrial and commercial households will be exempted from various fees. In addition, enterprises founded by college students will be charged a business registration fee of half. The policy of "exemption from punishment for first offenders" is implemented for college students' entrepreneurship: that is, the industrial and commercial, urban management and law enforcement departments only give warnings to college graduates for general illegal acts that appear for the first time in the process of entrepreneurship and have no harmful consequences to society and others, and help college students' entrepreneurs to correct them without giving administrative penalties. Training and guidance from the campus to the "business sea", recruiting successful entrepreneurs to be "volunteer teachers". In order to help college students enter the role smoothly, our city will carry out entrepreneurship training for college students through various ways and channels according to their different needs to improve the success rate of entrepreneurship. Xi 'an will set up an entrepreneurial expert counseling group to recruit entrepreneurs with social responsibility and successful entrepreneurial experience as volunteers to provide one-to-one or one-to-many entrepreneurial guidance services for college students. If conditions permit, these entrepreneurs will provide the support and cooperation of upstream and downstream supporting products for college students to start their own businesses and help them get through the initial stage of their business. The municipal government can award honorary letters of appointment or honorary titles to entrepreneurs as spiritual rewards. In order to guide college students to find jobs through multiple channels, especially to encourage self-employment and flexible employment, the government issued the "Implementation Opinions on Further Improving the Employment of College Graduates". According to the opinion, graduates who start their own businesses can get support in registration, loan financing, tax reduction and exemption, and entrepreneurial services. College students can relax certain industry restrictions when starting a business. For example, applications for individual industrial and commercial households, sole proprietorships and partnerships are not subject to the minimum capital contribution unless otherwise stipulated by laws and regulations. In addition, some provinces and cities also provide the following preferential policies for college graduates to start businesses. As long as you are engaged in investment and management in industries and fields such as high-tech, modern manufacturing and modern service industries, you can also use family houses, rented houses and temporary commercial houses as business premises. Relevant information editing 1, identity certificate; 2. Students need to provide student ID cards and transcripts; 3. Graduates are required to provide graduation certificates and degree certificates; 4. Checklist of frequently used bankbooks or bank cards in the past 6 months; 5. Other credit certificates (if any): certificate of scholarship, certificate of class cadres, certificate of community activities, certificate of various honors/social rewards, such as blood donation and voluntary teaching. And: (1) documents proving the repayment ability of the personal or family income and property status of college students' entrepreneurial loan applicants; (2) Identity documents (including the original ID card, household registration book or other valid residence permit) and proof of marital status of college students' entrepreneurial loan applicants and their spouses; (3) Guarantee materials for college students' entrepreneurial loan applicants: the ownership certificate and list of collateral or pledge, the certificate that the authorized disposition agrees to mortgage (pledge), and the appraisal report of mortgage (pledge) issued by the appraisal department recognized by the bank. (4) the business license of the applicant for college students' entrepreneurial loan and the business license of related industries, and the relevant agreements, contracts or other materials in the use of the loan.