Bond funds mainly refer to those funds that mainly invest in fixed-income products such as government bonds and financial bonds.

Because the income of the products it invests in is relatively stable, it is also called "fixed income fund".

The debt base mainly invests in bonds, and the bonds themselves have relatively stable returns and low risks, so the debt base has the characteristics of relatively low risks. Although the income is low, it is relatively stable. Especially this year, the equity market is coming, and the debt base is increasingly sought after by investors.

As long as you learn the following three points, it is difficult to buy a debt base without making money.

First, look at the past performance of the debt base.

Although the past performance of the fund can only represent the past, not the future, historical performance is still very important. You can try to choose a debt base that ranks in the top 30% of similar funds in the past three years.

2. Look at the debt-based fund manager.

We also need to look at the historical performance of the debt base. If the past performance is good, it can fully show that the fund manager has a high investment level and a unique vision, and the bonds invested are relatively stable.

You can choose a fund manager who has a large scale of assets under management, an investment period of more than 5 years and a large scale of bonds in investment products.

3. Look at the debt-based investment target.

Try to choose debt bases that invest more in AAA bonds, because these bonds have high credit and low default risk.