1, with different properties.

Stock is a kind of ownership certificate; A fund is a beneficiary certificate. Investors become shareholders of the company after buying shares, and the funds raised by stock investment are mainly invested in the industrial field. Investors become the beneficiaries of funds after purchase, and the funds raised are mainly invested in financial instruments such as securities. The economic relationship between them is also different. The stock reflects the ownership relationship and the fund reflects the trust relationship.

2. Different ways of income.

Stock investment means that investors buy shares issued by listed companies and gain income through stock price rise and company dividends; Fund investment is to hand over the money to the fund management company for investment management by purchasing fund shares, and realize the income through the growth of the net value of fund shares.

3. Different risk levels

Stocks are more risky; The risk of the fund is small. The direct income of stocks depends on the operating efficiency of the issuing company, which is highly uncertain and therefore risky. The fund mainly invests in securities, the income may be higher than bonds, and the investment risk may be less than stocks. ?

To put it simply, the fund manager of a fund company helps investors to make a stock portfolio with the money of the basic people and buys a batch of stocks with his own money. The advantage is that it avoids the risks brought by a single stock.