It's good to buy 3 funds for 2 million. In the fund investment market, there are more than 4000 types of funds. It can be described as dazzling. It is said that investment is risky and you need to be cautious when entering the market. You can't put all your eggs in one basket, but human energy is effective. 2 million can buy 3 funds.

First, it is not advisable to buy too many funds, just three.

There are many things that are not the more the better. Compared with the fund, it is the same. Facing the market, the dazzling array of fund products is not suitable for users to hold too much. Because if there are too many funds on hand, it is not convenient for daily management, and the risks of funds are even more unfavorable for control. As the hottest investment and financial management in the market at present, under normal circumstances, I personally don't recommend holding too much, and three are the most suitable. The choice of the three funds should be based on their actual investment and financial needs. Because different fund types, relative risk levels or income levels are different, there are obvious differences. 2 million to buy three funds, mainly for risk considerations, helps to diversify investment and risks.

Second, how to choose 2 million to buy 3 funds?

In my personal opinion, to buy a fund, you must first choose a fund that you are familiar with and can understand the trend. If you don't understand this fund at all, or don't understand it. Even if everyone's evaluation of this fund is no matter how good, it may not be able to obtain investment income, and the result may be counterproductive.

There are many ways to buy funds. Most banks sell funds. Online banking is more convenient. Other professional websites are fund company websites or fund securities companies. Choosing a fund depends on the subscription and redemption rates of the fund, which have a direct impact on the income of the fund. That depends on the size of the fund. If the scale is large, it shows that the fund has a high share in the market. Secondly, it depends on the performance of the fund manager and the trading period. Many types of funds rely on fund managers to trade behind the scenes. Followed by the ranking of the fund, choose the top ranking.

Three, with 2 million to buy three funds should pay attention to some problems.

In my personal opinion, the ultimate goal of buying a fund is to make a profit, in order to obtain income and realize the steady growth of the fund. 2 million to buy three funds, in addition to the above considerations, there are other details to consider. The first is the fund's return on income. The total income of the fund has a fixed formula, which is equal to the sum of market income and excess income. Then we should consider the risk level of the fund. There is a technical term for the risk of funds called beta. By observing the beta value, we can see the risk degree of the fund. If the beta value is greater than 1, it means that the risk of this fund is higher than other funds in the market. If the beta value is lower than 1, the risk is very low. The last point is to determine the investment target of funds. There are many types of funds, which are divided into growth income type and comprehensive balance type. Growth funds, as the name implies, such funds have a long-term development, focusing on long-term investment income. On the other hand, income-oriented funds pay more attention to high returns. The last comprehensive balance type pursues the balance between fund investment and income.

2 million to buy three funds, as for how to choose, personal advice from the actual needs of individuals. You can choose growth and profitability, and of course the overall balance is also good.