At present, there are four money funds connected with change link, namely Yifangda Yirong, southern fund Cash Link E, Huaxia Fund Caifubao and Huitianfu Fund All-inclusive. You can choose from them at will.
Fund sales organizations provide sales services of money fund products, and fund companies provide operation and management services of money funds. Users transfer funds to the card, that is, buy their own money fund products and enjoy the money fund income. See the subscription page for the product names of the corresponding sales organizations and monetary funds.
In the process of fund sales, fund sales agencies provide investors with services such as fund product promotion, account opening, subscription, subscription, redemption and transaction information inquiry. Sales organizations do not directly provide fund products and do not participate in product investment and operation. As the provider of fund products, fund companies manage fund operation activities such as fund product raising, fund asset investment and income distribution according to the relevant requirements of laws and regulations. When users buy related money fund products by changing coupons, they need to carefully read the fund contract, prospectus and other product-related materials, carefully understand the investment risks of the products, fully consider their own risk tolerance, and make investment decisions independently.
There is no handling fee for deposit and withdrawal: users can transfer money from WeChat change and bank savings card to change pass at any time. You can also transfer money at any time. There is no handling fee for transferring money through small change. Funds transferred to the change card through the bank card can be transferred to the bank card for free. [6]
Can pay: users use change to send red envelopes, transfer money and spend. [5]
Daily income calculation: calculate the balance of user's change account every day, and transfer it out before 15:00 on the trading day, and calculate the income on the second trading day, and postpone it in case of weekends and holidays. Income of the day = (change of funds in the account/10000)* Income per 10,000 copies of the product announced by the fund company on the same day.
Funds are guaranteed: WeChat payment has bank-level security technology, double verification of payment password and SMS, and joint credit provides millions of guarantees.
Low investment risk: change pass itself is a money fund, which belongs to a relatively safe category among various investment types.