The advantage of investing in a fund is that you can share the cost of your own fund. That is, when the net value of the fund is expensive, you buy fewer stocks. When the net value of the fund is cheap, you buy more stocks. And you can make a fixed investment according to your own economic conditions. You can choose 35800. If you have more spare money, you buy more, and if you have less, you buy less. This is very flexible. Or when you think the net value of the fund is cheaper, you can buy more.