Reason: Morningstar website ranks in the forefront; The income and risk indicators are also good; The manager is responsible for stability, especially Anshun. Shang Zhimin, the manager, has been here from the beginning, and another Hua 'an Manulife he is in charge of is also excellent and worth having. The companies where the two funds are located, Huaan and Huaxia, have strong investment scale and research strength, and are among the top ten in the industry; The two foundations expire in 20 14 years, and now they start a small cycle of 5 years, both of which have a certain discount rate, making more money than losing money.

Fixed investment: It is enough to recommend five, namely Dacheng CSI 300, Rongtong SZSE 100, Huaan Manulife and SDIC UBS Innovation Power. If you must choose five smart people, then choose one from Golden Eagle SMEs and Xingye Social Responsibility.

Reason:

1, the choice of fixed investment is definitely for long-term investment, so the fund with back-end fees is definitely the first choice, and the first four are all.

2. Why do you want to achieve the Shanghai and Shenzhen 300 and Rongtong Shenzhen Stock Exchange 100? In the long-term fixed investment fund, index fund is essential, because the active fund is replaced by N managers in a short time, and the management ability of each manager is very different, which makes the performance of the fund not guaranteed. And in the long run, most active funds can't outrun passive index funds. At present, China's economy is in the primary stage of being poached by big countries. Rongtong Shenzhen Stock Exchange 100 is more flexible than Shanghai and Shenzhen Stock Exchange 300, and the two companies can vote in turn. The proportion of the total fixed investment of the two companies should not be less than 50% of the total fixed investment, which is a guarantee for the future, and the other 50% should be put in active funds to obtain possible excess returns.

3. Huaan Manulife and SDIC innovation are also good varieties for fixed investment. Manulife back-end fees are free for 5 years, and SDIC innovation is free for 3 years, which is shorter than other terms. The market generally believes that 3-5 years is an investment cycle, which is suitable for making certain adjustments to assets after reaching the free period, such as redemption. In addition, the two funds themselves performed well.

3. If you still want short-term speculative arbitrage, add Golden Eagle's small and medium-sized stocks and Societe Generale, with good performance, or buy ETF and LOF directly. Anyway, I insist on the long-term fixed investment fund with back-end fees. There are too many long-term uncertainties in the actively managed fund. It is better to save more money to convert shares, and I don't agree to put all the funds on the active fund, unless you have found that a current fund manager is the future Buffett, so as to ensure that he will not give up halfway before you and will not be a flash in the pan.

4, Morningstar website to see the ranking.

I wish you a good fortune in investment and financial management.